Manage your everyday spending with Zip Pay, offering up to $1,000 credit and interest-free purchases. Shop now and pay later with a flexible repayment schedule that suits your budget.

For larger expenses, Zip Plus provides credit limits from $2,000 to $8,000, perfect for groceries, dining, and bills. Enjoy interest-free periods by keeping your balance below $1,500 monthly.

Zip Money offers up to $5,000 for significant purchases like holidays or renovations, with minimum 3-month interest-free periods, extending up to 5 years at select partners.

The Zip app now offers enhanced security features, including the ability to generate single-use virtual cards for more private and secure online transactions. Stay on top of your finances with new in-app notifications for upcoming repayments and a streamlined interface for checking balances, viewing statements, and managing your account.